With Burnley Savings and Loans
We Can Help Get You The Right Vehicle, Without The Runaround

Business Car & Van Finance – The Right Vehicle, Without the Runaround

Whether you need a single van for jobs around town or a few cars to keep the team mobile, we’ll help you finance the wheels that work for your business. New or used, dealership or private seller – we keep things simple, honest, and affordable. No jargon. No hidden fees. Just fair finance that gets you moving, and makes a difference too – because all the profit we make goes straight to good causes, not greedy shareholders.

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Whether it’s a fleet of vans to keep deliveries on time, a pickup tough enough for every job, or a company car that makes the right impression – we know the right vehicles keep your business moving forward.

From everyday runarounds and hard-working workhorses, to reliable pickups and executive cars –
Burnley Savings and Loans will find the finance deals that fit your business best.

We’ll do the legwork to source straightforward, flexible options, so you can focus on customers, not contracts.

Because the right vehicle isn’t just about getting from A to B – it’s about keeping your team productive, your business looking professional, and your customers coming back.

With Burnley Savings and Loans in your corner, the wheels of your business never have to stop turning.

Business Car & Van Finance – The Right Vehicle, Without the Runaround

Whether you need a single van for jobs around town or a few cars to keep the team mobile, we’ll help you finance the wheels that work for your business. New or used, dealership or private seller – we keep things simple, honest, and affordable.

No jargon. No hidden fees. Just fair finance that gets you moving, and makes a difference too – because all the profit we make goes straight to good causes, not greedy shareholders.

Applications made through this quotation system are provided by Forward Asset Finance Limited

Their rates start from 8.9% APR: Please note that the APR you see in the initial quote will be an illustrative quote. The exact rate you will be offered will be based on your circumstances, subject to status.

Their representative example: borrowing £10,000 over 5 years with a representative APR of 11.9%, an annual interest rate of 11.9% (Fixed) and a deposit of £0.00, the amount payable would be £218.91 per month, with a total cost of credit of £3,134.60 and a total amount payable of £13,134.60.

Forward Asset Finance look to find the best product from their panel of lenders and will offer you the best deal that you’re eligible for. They earn a commission for providing their services, and Burnley Savings and Loans Limited share in these commissions.

The commissions paid has no influence on:
• The likelihood of Your credit application being approved;
• The amount of credit offered to You;
• The terms and conditions of the finance agreement, including any interest rate applied by the lenders through us or balance to be repaid.

Any profits Burnley Savings & Loans make will go to fund:
• Good causes
• Charities


Automotive Finance FAQs

From Burnley Savings & Loans

Can I get car finance with bad credit?

Does my credit score matter?

What Is Hire Purchase (HP) Finance?

What is Personal Contract Purchase (PCP)?

What’s Conditional Sale (CS) Finance?

What is Personal Contract Hire (PCH)?

How does an unsecured personal loan work for buying a car?

Which type of car finance is cheapest overall?

Do I get a cooling‑off period?

Why would a lender approve me but not the car?

What happens if I exceed mileage on PCP or PCH?

Can my car be repossessed if I miss payments?

What is voluntary termination and when can I use it?

What protection do I get if the car is faulty?

Do lenders avoid certain brands or models?

Does the car’s age and mileage affect approval?

Why are prestige or classic cars sometimes harder to finance?

What extra costs should I budget for?

Automotive Finance FAQs

From Burnley Savings & Loans

Can I get car finance with bad credit?

Does my credit score matter?

What Is Hire Purchase (HP) Finance?

What is Personal Contract Purchase (PCP)?

What’s Conditional Sale (CS) Finance?

What is Personal Contract Hire (PCH)?

How does an unsecured personal loan work for buying a car?

Which type of car finance is cheapest overall?

Do I get a cooling‑off period?

Why would a lender approve me but not the car?

What happens if I exceed mileage on PCP or PCH?

Can my car be repossessed if I miss payments?

What is voluntary termination and when can I use it?

What protection do I get if the car is faulty?

Do lenders avoid certain brands or models?

Does the car’s age and mileage affect approval?

Why are prestige or classic cars sometimes harder to finance?

What extra costs should I budget for?

Automotive Finance FAQs

From Burnley Savings & Loans

Can I get car finance with bad credit?

Does my credit score matter?

What Is Hire Purchase (HP) Finance?

What is Personal Contract Purchase (PCP)?

What’s Conditional Sale (CS) Finance?

What is Personal Contract Hire (PCH)?

How does an unsecured personal loan work for buying a car?

Which type of car finance is cheapest overall?

Do I get a cooling‑off period?

Why would a lender approve me but not the car?

What happens if I exceed mileage on PCP or PCH?

Can my car be repossessed if I miss payments?

What is voluntary termination and when can I use it?

What protection do I get if the car is faulty?

Do lenders avoid certain brands or models?

Does the car’s age and mileage affect approval?

Why are prestige or classic cars sometimes harder to finance?

What extra costs should I budget for?

The financial services listed on this page may be provided through ourselves (Burnley Savings and Loans Limited) acting as either a broker or lender, or through Forward Asset Finance Limited who is a broker, not a lender. Forward Asset Finance Limited's registered office is: The Edison Hub, 100 Carnegie Road, Hillington, Glasgow, G52 4JZ

They are authorised and regulated by the Financial Conduct Authority, Registered No: 630723 as credit broker but not a lender. They do not charge a fee for our Brokering Services to their clients, however, they may charge a cancellation fee as set out their our terms and conditions. In the event of cancellation, they will invoice you for the cancellation fee. This fee may be paid by bank transfer or cheque. Your confirmation of an order to them whether by email and/or signed proposal/order is confirmation of your acknowledgement and acceptance of this notice

Where the finance product is sourced via Forward Asset Finance, Burnley Savings and Loans Limited acts as an introducer only to Forward Asset Finance Limited.

COMMISSION DISCLOSURE: Burnley Savings and Loans Limited will recieve a commission for of 50% of the commissions paid to Forward Asset Finance Limited if a finance product is sourced through them. This commission will not effect the amount you pay or the offers you receive.

COMMISSION DISCLOSURE: Burnley Savings and Loans Limited will recieve a commission for any finance products where they act as the broker. The commission rate will differ depending on a number of factors, but you will always be made aware of the commission we will receive prior to entering the agreement.

DISCLAIMER. For any asset-backed products, as secured lending, any assets financed may be repossessed if you do not keep up repayments on your finance.

The financial services listed on this page may be provided through ourselves (Burnley Savings and Loans Limited) acting as either a broker or lender, or through Forward Asset Finance Limited who is a broker, not a lender. Forward Asset Finance Limited's registered office is: The Edison Hub, 100 Carnegie Road, Hillington, Glasgow, G52 4JZ

They are authorised and regulated by the Financial Conduct Authority, Registered No: 630723 as credit broker but not a lender. They do not charge a fee for our Brokering Services to their clients, however, they may charge a cancellation fee as set out their our terms and conditions. In the event of cancellation, they will invoice you for the cancellation fee. This fee may be paid by bank transfer or cheque. Your confirmation of an order to them whether by email and/or signed proposal/order is confirmation of your acknowledgement and acceptance of this notice

Where the finance product is sourced via Forward Asset Finance, Burnley Savings and Loans Limited acts as an introducer only to Forward Asset Finance Limited.

COMMISSION DISCLOSURE: Burnley Savings and Loans Limited will recieve a commission for of 50% of the commissions paid to Forward Asset Finance Limited if a finance product is sourced through them. This commission will not effect the amount you pay or the offers you receive.

COMMISSION DISCLOSURE: Burnley Savings and Loans Limited will recieve a commission for any finance products where they act as the broker. The commission rate will differ depending on a number of factors, but you will always be made aware of the commission we will receive prior to entering the agreement.

DISCLAIMER. For any asset-backed products, as secured lending, any assets financed may be repossessed if you do not keep up repayments on your finance.

The financial services listed on this page may be provided through ourselves (Burnley Savings and Loans Limited) acting as either a broker or lender, or through Forward Asset Finance Limited who is a broker, not a lender. Forward Asset Finance Limited's registered office is: The Edison Hub, 100 Carnegie Road, Hillington, Glasgow, G52 4JZ

They are authorised and regulated by the Financial Conduct Authority, Registered No: 630723 as credit broker but not a lender. They do not charge a fee for our Brokering Services to their clients, however, they may charge a cancellation fee as set out their our terms and conditions. In the event of cancellation, they will invoice you for the cancellation fee. This fee may be paid by bank transfer or cheque. Your confirmation of an order to them whether by email and/or signed proposal/order is confirmation of your acknowledgement and acceptance of this notice

Where the finance product is sourced via Forward Asset Finance, Burnley Savings and Loans Limited acts as an introducer only to Forward Asset Finance Limited.

COMMISSION DISCLOSURE: Burnley Savings and Loans Limited will recieve a commission for of 50% of the commissions paid to Forward Asset Finance Limited if a finance product is sourced through them. This commission will not effect the amount you pay or the offers you receive.

COMMISSION DISCLOSURE: Burnley Savings and Loans Limited will recieve a commission for any finance products where they act as the broker. The commission rate will differ depending on a number of factors, but you will always be made aware of the commission we will receive prior to entering the agreement.

DISCLAIMER. For any asset-backed products, as secured lending, any assets financed may be repossessed if you do not keep up repayments on your finance.

Get Fairer Finance Today &
Help Us To Give More By Applying Below

Get Fairer Finance Today &
Help Us To Give More By Applying Below

LATEST NEWS

LATEST NEWS
LATEST NEWS
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Get Fairer Finance Today &
Help Us To Give More By Applying Below

Get Fairer Finance Today &
Help Us To Give More By Applying Below

BANK OF DAVE
TAKES THE STAGE
TAKES THE STAGE
BAnK OF DAVE
LEARN MORE ABOUT THE MOVIES AND THE REAL EVENTS & REAL PEOPLE THAT INSPIRED THEM

Our Story

When the big banks turned their backs on hard-working people after the financial crisis, Dave Fishwick decided to do something about it . In 2011 he founded Burnley Savings and Loans with one radical idea at its heart: finance should be fair for everyone, and every penny of profit should go to good causes . He proved that a bank could lend to local people on decent, common-sense terms and still make a positive difference in the community .

What do we mean by “fair” finance? For Dave, fair finance means always putting people before profit. It means we work with a range of partner lenders to find you the best deal we can – if one of them can offer a better rate or a more suitable loan than we can, we’ll make sure you get that option . It also means doing everything we can to help more folks get approved for loans that are affordable and responsible, rather than leaving people with nowhere to turn. And “fair” isn’t just a slogan – it’s a promise that we give back to the community. We don’t pocket the profits ourselves; every pound we earn is donated to local charities and good causes to help others . In short, Dave’s approach is about doing what’s right for you, the customer, every single time.

Since then, this fair approach to finance has helped thousands of people across the UK, showing that banking can put people first. Dave’s mission has even inspired the Netflix “Bank of Dave” films and sparked a growing movement of ethical lenders fighting for real change in the financial world . As Dave himself puts it, we have a duty to act in the very best interests of our customers at all times – proving that finance can be fair, and that when you “Bank on Dave,” you’re banking on something better for everyone.

When the big banks turned their backs on hard-working people after the financial crisis, Dave Fishwick decided to do something about it . In 2011 he founded Burnley Savings and Loans with one radical idea at its heart: finance should be fair for everyone, and every penny of profit should go to good causes . He proved that a bank could lend to local people on decent, common-sense terms and still make a positive difference in the community .

What do we mean by “fair” finance? For Dave, fair finance means always putting people before profit. It means we work with a range of partner lenders to find you the best deal we can – if one of them can offer a better rate or a more suitable loan than we can, we’ll make sure you get that option . It also means doing everything we can to help more folks get approved for loans that are affordable and responsible, rather than leaving people with nowhere to turn. And “fair” isn’t just a slogan – it’s a promise that we give back to the community. We don’t pocket the profits ourselves; every pound we earn is donated to local charities and good causes to help others . In short, Dave’s approach is about doing what’s right for you, the customer, every single time.

Since then, this fair approach to finance has helped thousands of people across the UK, showing that banking can put people first. Dave’s mission has even inspired the Netflix “Bank of Dave” films and sparked a growing movement of ethical lenders fighting for real change in the financial world . As Dave himself puts it, we have a duty to act in the very best interests of our customers at all times – proving that finance can be fair, and that when you “Bank on Dave,” you’re banking on something better for everyone.

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Years fighting for you

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Years fighting for you

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Years fighting for you

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Million in affordable loans

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Million in affordable loans

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Million in affordable loans

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Businesses helped

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Businesses helped

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Businesses helped

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Good causes supported

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Good causes supported

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Good causes supported

Get Fairer Finance Today &

Help Us To Give More By Applying Below

Get Fairer Finance Today &

Help Us To Give More By Applying Below

Why We Do This
WHERE OUR PROFITS GO

Why We Do This
WHERE OUR PROFITS GO

I sent an email asking for help to release me from being a mortgage prisoner. I didn't expect a response but to my surprise I was contacted by a Mortgage Avisor called James Adamson. James turned out to be my Knight in shining armour. He secured a Mortgage for me with Principality Building Society which has now completed and I am released from an interest only Mortgage. How I wish I had contacted the Bank of Dave sooner.

Margaret Ward

I sent an email asking for help to release me from being a mortgage prisoner. I didn't expect a response but to my surprise I was contacted by a Mortgage Avisor called James Adamson. James turned out to be my Knight in shining armour. He secured a Mortgage for me with Principality Building Society which has now completed and I am released from an interest only Mortgage. How I wish I had contacted the Bank of Dave sooner.

Margaret Ward

I sent an email asking for help to release me from being a mortgage prisoner. I didn't expect a response but to my surprise I was contacted by a Mortgage Avisor called James Adamson. James turned out to be my Knight in shining armour. He secured a Mortgage for me with Principality Building Society which has now completed and I am released from an interest only Mortgage. How I wish I had contacted the Bank of Dave sooner.

Margaret Ward

Helping real people obtain fair-rate loans that give back to society

Save yourself money. Help save and improve the lives of others.

Drone shot of a running track at night

Helping real people obtain fair-rate loans that give back to society

Save yourself money. Help save and improve the lives of others.

Drone shot of a running track at night

Helping real people obtain fair-rate loans that give back to society

Save yourself money. Help save and improve the lives of others.

Drone shot of a running track at night

Burnley Savings and Loans Limited is authorised and regulated by the Financial Conduct Authority (FRN: 717019).

We act as a credit broker and a lender. We can introduce you to a limited number of lenders who may be able to offer you finance facilities for your purchase, We will only introduce you to these lenders. We will receive a commission payment from the finance provider if you decide to enter into an agreement with them. Your interest rate is determined by several factors such as the age of the vehicle, the amount you borrow and the terms of the agreement. These factors may affect the commission we receive from the lender for any agreement that is entered. We will provide customers with a written breakdown of any commission paid by the lender prior to a signing of the credit agreement, which you will acknowledge the presence thereof.

Rates from 10.9%: The actual APR offered is subject to status and is based on your individual circumstances on application. Representative example: Borrowing £7,500.00 over 4-years with a representative APR of 22.1%, the amount payable would be £224.38 per month, with a total cost of credit of £3,270.24 and a total amount repayable of £10,970.24.

If you would like to know how we handle complaints, please ask for a copy of our complaints handling process. You can also find information about referring a complaint to the Financial Ombudsman Service (FOS) at financial-ombudsman.org.uk.

Registered in England and Wales. Company number 7640762

Burnley Savings and Loans Limited is authorised and regulated by the Financial Conduct Authority (FRN: 717019).

We act as a credit broker and a lender. We can introduce you to a limited number of lenders who may be able to offer you finance facilities for your purchase, We will only introduce you to these lenders. We will receive a commission payment from the finance provider if you decide to enter into an agreement with them. Your interest rate is determined by several factors such as the age of the vehicle, the amount you borrow and the terms of the agreement. These factors may affect the commission we receive from the lender for any agreement that is entered. We will provide customers with a written breakdown of any commission paid by the lender prior to a signing of the credit agreement, which you will acknowledge the presence thereof.

Rates from 10.9%: The actual APR offered is subject to status and is based on your individual circumstances on application. Representative example: Borrowing £7,500.00 over 4-years with a representative APR of 22.1%, the amount payable would be £224.38 per month, with a total cost of credit of £3,270.24 and a total amount repayable of £10,970.24.

If you would like to know how we handle complaints, please ask for a copy of our complaints handling process. You can also find information about referring a complaint to the Financial Ombudsman Service (FOS) at financial-ombudsman.org.uk.

Registered in England and Wales. Company number 7640762

Burnley Savings and Loans Limited is authorised and regulated by the Financial Conduct Authority (FRN: 717019).

We act as a credit broker and a lender. We can introduce you to a limited number of lenders who may be able to offer you finance facilities for your purchase, We will only introduce you to these lenders. We will receive a commission payment from the finance provider if you decide to enter into an agreement with them. Your interest rate is determined by several factors such as the age of the vehicle, the amount you borrow and the terms of the agreement. These factors may affect the commission we receive from the lender for any agreement that is entered. We will provide customers with a written breakdown of any commission paid by the lender prior to a signing of the credit agreement, which you will acknowledge the presence thereof.

Rates from 10.9%: The actual APR offered is subject to status and is based on your individual circumstances on application. Representative example: Borrowing £7,500.00 over 4-years with a representative APR of 22.1%, the amount payable would be £224.38 per month, with a total cost of credit of £3,270.24 and a total amount repayable of £10,970.24.

If you would like to know how we handle complaints, please ask for a copy of our complaints handling process. You can also find information about referring a complaint to the Financial Ombudsman Service (FOS) at financial-ombudsman.org.uk.

Registered in England and Wales. Company number 7640762