Let Burnley Savings and Loans
Get You Motoring With Finance That Gives Back

Car Finance - Finance That Gets You On The Road

Whether it’s your first set of wheels, a reliable family car, or an upgrade to something newer and smarter – We and our partners will find the right finance deals to put you in the driver’s seat. Simple, flexible, and personal to you, so you can get where you’re going without the stress.

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Ey up – it’s Dave here.

If you’re after car finance, we’ll do everything we can to make sure you get the best deal going – low rates, no daft fees, and proper customer service.

To do that, we work with our mates at Jigsaw Finance. They search a huge range of trusted lenders – including us – to make sure you’re offered the best deal possible. If someone else can beat our rates, you’ll still see it. That way, you always win.

But here’s the magic bit…

If you do end up with us, every penny of profit we make goes to good causes. No fat-cat bonuses, no shareholders – just real help for real people. And you get to choose the type of cause we support.

So when you apply, you’re not just sortin’ your own future – you’re helpin’ someone else towards a brighter one too.

Let’s do something good – together.


Applications made through this quotation system are provided by Jigsaw Finance Liimited

Their rates start from 8.9% APR: Please note that the APR you see in the initial quote will be an illustrative quote. The exact rate you will be offered will be based on your circumstances, subject to status.

Their representative example: A Hire Purchase agreement, based on a vehicle with a cash price of £8,000, with a £0 deposit, borrowing £8,000 over 5 years with a representative APR of 16.9%, the fixed amount payable would be £193.34 per month, with an option to purchase fee of £0, total cost of credit of £3,600.40 and a total amount payable of £11,600.40.

Jigsaw Finance look to find the best product from their panel of lenders and will offer you the best deal that you’re eligible for. They earn a commission for providing their services, and Burnley Savings and Loans Limited share in these commissions.

The commissions paid has no influence on:
• The likelihood of Your credit application being approved;
• The amount of credit offered to You;
• The terms and conditions of the finance agreement, including any interest rate applied by the lenders through us or balance to be repaid.

Any profits Burnley Savings & Loans make will go to fund:
• Good causes
• Charities


What The Automotive Finance Team Can Cover

Car Finance - Finance That Gets You On The Road

Whether it’s your first set of wheels, a reliable family car, or an upgrade to something newer and smarter – We and our partners will find the right finance deals to put you in the driver’s seat. Simple, flexible, and personal to you, so you can get where you’re going without the stress.

Vans & Pickups Finance - Built For Every Journey

Whether it’s a pickup for weekend adventures, a van that doubles as a family all-rounder, or just something sturdy enough to handle life’s demands, we and our partners will find the finance deal that fits. Straightforward, flexible, and tailored to you, so you can enjoy the space, strength and style of a vehicle that works for every part of your life.

Prestige Vehicles - Luxury Within Reach

From sleek performance cars to executive saloons, prestige vehicles are about more than transport – they’re a statement. We and our partners will help you find finance that turns aspiration into ownership, so you can enjoy the comfort, style, and status of driving something extraordinary.

Classic Car Finance - Getting Into Your Dream Motoring Icon

Whether it’s a rare collector’s piece, a future classic, or a timeless British beauty, we’ll help you secure finance that respects both the car’s history and its value. We and our partners will find the right deals so you can own, restore, or simply enjoy the classic you’ve always dreamed of.

Motorhome & Campervan Finance - Freedom On Four Wheels

Life’s too short to stay parked. Whether you’re after a fully kitted-out motorhome or a campervan for weekend escapes, We and our partners will source finance that makes hitting the open road easier. Flexible, personal, and built for adventure.

Motorbike & Scooter Finance - Two Wheels, Endless Journeys

From a first scooter to a superbike, we & our partners will help you find finance that gets you riding sooner. Whatever your style – commuting, cruising, or chasing corners – we’ll make the numbers work so you can feel the freedom of the open road

Caravan Finance - Your Holidays, Your Way

Touring the coast, exploring the countryside, or heading off whenever the mood takes you – a caravan gives you freedom. We and our partners will track down the finance deals that make owning one affordable, so your next holiday is ready when you are.

Minibus Finance - Keeping People Moving

From schools and sports clubs to community groups and local businesses, the right minibus makes all the difference. We and our partners will find finance that fits your budget and needs, helping you keep people safe, comfortable and on the move.

Automotive Finance FAQs

From Burnley Savings & Loans

Can I get car finance with bad credit?

Does my credit score matter?

What Is Hire Purchase (HP) Finance?

What is Personal Contract Purchase (PCP)?

What’s Conditional Sale (CS) Finance?

What is Personal Contract Hire (PCH)?

How does an unsecured personal loan work for buying a car?

Which type of car finance is cheapest overall?

Do I get a cooling‑off period?

Why would a lender approve me but not the car?

What happens if I exceed mileage on PCP or PCH?

Can my car be repossessed if I miss payments?

What is voluntary termination and when can I use it?

What protection do I get if the car is faulty?

Do lenders avoid certain brands or models?

Does the car’s age and mileage affect approval?

Why are prestige or classic cars sometimes harder to finance?

What extra costs should I budget for?

Automotive Finance FAQs

From Burnley Savings & Loans

Can I get car finance with bad credit?

Does my credit score matter?

What Is Hire Purchase (HP) Finance?

What is Personal Contract Purchase (PCP)?

What’s Conditional Sale (CS) Finance?

What is Personal Contract Hire (PCH)?

How does an unsecured personal loan work for buying a car?

Which type of car finance is cheapest overall?

Do I get a cooling‑off period?

Why would a lender approve me but not the car?

What happens if I exceed mileage on PCP or PCH?

Can my car be repossessed if I miss payments?

What is voluntary termination and when can I use it?

What protection do I get if the car is faulty?

Do lenders avoid certain brands or models?

Does the car’s age and mileage affect approval?

Why are prestige or classic cars sometimes harder to finance?

What extra costs should I budget for?

Automotive Finance FAQs

From Burnley Savings & Loans

Can I get car finance with bad credit?

Does my credit score matter?

What Is Hire Purchase (HP) Finance?

What is Personal Contract Purchase (PCP)?

What’s Conditional Sale (CS) Finance?

What is Personal Contract Hire (PCH)?

How does an unsecured personal loan work for buying a car?

Which type of car finance is cheapest overall?

Do I get a cooling‑off period?

Why would a lender approve me but not the car?

What happens if I exceed mileage on PCP or PCH?

Can my car be repossessed if I miss payments?

What is voluntary termination and when can I use it?

What protection do I get if the car is faulty?

Do lenders avoid certain brands or models?

Does the car’s age and mileage affect approval?

Why are prestige or classic cars sometimes harder to finance?

What extra costs should I budget for?

The financial services listed on this page may be provided through Jigsaw Finance Limited who are an independent finance brokerage and not a lender, who are authorised and regulated by the Financial Conduct Authority FRN 679612. Jigsaw Finance Limited can introduce you to a limited panel of lenders, on a non-advised basis, meaning we cannot give you advice or a recommendation on products.

Jigsaw Finance Limited charge you a fee for their services, however they will receive a commission for arranging your vehicle finance. The amount earned by Burnley Savings and Loans Ltd and Jigsaw Finance Limited including how it has been calculated will be disclosed prior to signing your agreement details of this can be found in the Initial disclosure document and/or commission declaration document that you will be provided with prior to agreeing any finance.

All finance is subject to status and income, applicants must be 18 or over, terms and conditions apply, and guarantees and indemnities may be required. Registered Office: Jigsaw Finance Limited, Genesis Centre, Innovation Way, Stoke-on-Trent, Staffordshire, ST6 4BF. Email: enquiries@jigsawfinance.com. Company registration number 04029232. VAT Number: 823826816. ICO registration number Z4943517.

DISCLAIMER. For any asset-backed products, as secured lending, any assets financed may be repossessed if you do not keep up repayments on your finance.

The financial services listed on this page may be provided through Jigsaw Finance Limited who are an independent finance brokerage and not a lender, who are authorised and regulated by the Financial Conduct Authority FRN 679612. Jigsaw Finance Limited can introduce you to a limited panel of lenders, on a non-advised basis, meaning we cannot give you advice or a recommendation on products.

Jigsaw Finance Limited charge you a fee for their services, however they will receive a commission for arranging your vehicle finance. The amount earned by Burnley Savings and Loans Ltd and Jigsaw Finance Limited including how it has been calculated will be disclosed prior to signing your agreement details of this can be found in the Initial disclosure document and/or commission declaration document that you will be provided with prior to agreeing any finance.

All finance is subject to status and income, applicants must be 18 or over, terms and conditions apply, and guarantees and indemnities may be required. Registered Office: Jigsaw Finance Limited, Genesis Centre, Innovation Way, Stoke-on-Trent, Staffordshire, ST6 4BF. Email: enquiries@jigsawfinance.com. Company registration number 04029232. VAT Number: 823826816. ICO registration number Z4943517.

DISCLAIMER. For any asset-backed products, as secured lending, any assets financed may be repossessed if you do not keep up repayments on your finance.

The financial services listed on this page may be provided through Jigsaw Finance Limited who are an independent finance brokerage and not a lender, who are authorised and regulated by the Financial Conduct Authority FRN 679612. Jigsaw Finance Limited can introduce you to a limited panel of lenders, on a non-advised basis, meaning we cannot give you advice or a recommendation on products.

Jigsaw Finance Limited charge you a fee for their services, however they will receive a commission for arranging your vehicle finance. The amount earned by Burnley Savings and Loans Ltd and Jigsaw Finance Limited including how it has been calculated will be disclosed prior to signing your agreement details of this can be found in the Initial disclosure document and/or commission declaration document that you will be provided with prior to agreeing any finance.

All finance is subject to status and income, applicants must be 18 or over, terms and conditions apply, and guarantees and indemnities may be required. Registered Office: Jigsaw Finance Limited, Genesis Centre, Innovation Way, Stoke-on-Trent, Staffordshire, ST6 4BF. Email: enquiries@jigsawfinance.com. Company registration number 04029232. VAT Number: 823826816. ICO registration number Z4943517.

DISCLAIMER. For any asset-backed products, as secured lending, any assets financed may be repossessed if you do not keep up repayments on your finance.

Get Fairer Finance Today &
Help Us To Give More By Applying Below

Get Fairer Finance Today &
Help Us To Give More By Applying Below

LATEST NEWS

LATEST NEWS

LATEST NEWS

Our Story

When the big banks turned their backs on hard-working people after the financial crisis, Dave Fishwick decided to do something about it . In 2011 he founded Burnley Savings and Loans with one radical idea at its heart: finance should be fair for everyone, and every penny of profit should go to good causes . He proved that a bank could lend to local people on decent, common-sense terms and still make a positive difference in the community .

What do we mean by “fair” finance? For Dave, fair finance means always putting people before profit. It means we work with a range of partner lenders to find you the best deal we can – if one of them can offer a better rate or a more suitable loan than we can, we’ll make sure you get that option . It also means doing everything we can to help more folks get approved for loans that are affordable and responsible, rather than leaving people with nowhere to turn. And “fair” isn’t just a slogan – it’s a promise that we give back to the community. We don’t pocket the profits ourselves; every pound we earn is donated to local charities and good causes to help others . In short, Dave’s approach is about doing what’s right for you, the customer, every single time.

Since then, this fair approach to finance has helped thousands of people across the UK, showing that banking can put people first. Dave’s mission has even inspired the Netflix “Bank of Dave” films and sparked a growing movement of ethical lenders fighting for real change in the financial world . As Dave himself puts it, we have a duty to act in the very best interests of our customers at all times – proving that finance can be fair, and that when you “Bank on Dave,” you’re banking on something better for everyone.

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Years fighting for you

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Years fighting for you

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Years fighting for you

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Million in affordable loans

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Million in affordable loans

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Million in affordable loans

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Businesses helped

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Businesses helped

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Businesses helped

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Good causes supported

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Good causes supported

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Good causes supported

Get Fairer Finance Today &

Help Us To Give More By Applying Below

Get Fairer Finance Today &

Help Us To Give More By Applying Below

Why We Do This
WHERE OUR PROFITS GO

I sent an email asking for help to release me from being a mortgage prisoner. I didn't expect a response but to my surprise I was contacted by a Mortgage Avisor called James Adamson. James turned out to be my Knight in shining armour. He secured a Mortgage for me with Principality Building Society which has now completed and I am released from an interest only Mortgage. How I wish I had contacted the Bank of Dave sooner.

Margaret Ward

I sent an email asking for help to release me from being a mortgage prisoner. I didn't expect a response but to my surprise I was contacted by a Mortgage Avisor called James Adamson. James turned out to be my Knight in shining armour. He secured a Mortgage for me with Principality Building Society which has now completed and I am released from an interest only Mortgage. How I wish I had contacted the Bank of Dave sooner.

Margaret Ward

I sent an email asking for help to release me from being a mortgage prisoner. I didn't expect a response but to my surprise I was contacted by a Mortgage Avisor called James Adamson. James turned out to be my Knight in shining armour. He secured a Mortgage for me with Principality Building Society which has now completed and I am released from an interest only Mortgage. How I wish I had contacted the Bank of Dave sooner.

Margaret Ward

Helping real people obtain fair-rate loans that give back to society

Save yourself money. Help save and improve the lives of others.

Drone shot of a running track at night

Helping real people obtain fair-rate loans that give back to society

Save yourself money. Help save and improve the lives of others.

Drone shot of a running track at night

Helping real people obtain fair-rate loans that give back to society

Save yourself money. Help save and improve the lives of others.

Drone shot of a running track at night

Burnley Savings and Loans Limited is authorised and regulated by the Financial Conduct Authority (FRN: 717019).

We act as a credit broker and a lender. We can introduce you to a limited number of lenders who may be able to offer you finance facilities for your purchase, We will only introduce you to these lenders. We will receive a commission payment from the finance provider if you decide to enter into an agreement with them. Your interest rate is determined by several factors such as the age of the vehicle, the amount you borrow and the terms of the agreement. These factors may affect the commission we receive from the lender for any agreement that is entered. We will provide customers with a written breakdown of any commission paid by the lender prior to a signing of the credit agreement, which you will acknowledge the presence thereof.

Rates from 10.9%: The actual APR offered is subject to status and is based on your individual circumstances on application. Representative example: Borrowing £7,500.00 over 4-years with a representative APR of 22.1%, the amount payable would be £224.38 per month, with a total cost of credit of £3,270.24 and a total amount repayable of £10,970.24.

If you would like to know how we handle complaints, please ask for a copy of our complaints handling process. You can also find information about referring a complaint to the Financial Ombudsman Service (FOS) at financial-ombudsman.org.uk.

Registered in England and Wales. Company number 7640762

Burnley Savings and Loans Limited is authorised and regulated by the Financial Conduct Authority (FRN: 717019).

We act as a credit broker and a lender. We can introduce you to a limited number of lenders who may be able to offer you finance facilities for your purchase, We will only introduce you to these lenders. We will receive a commission payment from the finance provider if you decide to enter into an agreement with them. Your interest rate is determined by several factors such as the age of the vehicle, the amount you borrow and the terms of the agreement. These factors may affect the commission we receive from the lender for any agreement that is entered. We will provide customers with a written breakdown of any commission paid by the lender prior to a signing of the credit agreement, which you will acknowledge the presence thereof.

Rates from 10.9%: The actual APR offered is subject to status and is based on your individual circumstances on application. Representative example: Borrowing £7,500.00 over 4-years with a representative APR of 22.1%, the amount payable would be £224.38 per month, with a total cost of credit of £3,270.24 and a total amount repayable of £10,970.24.

If you would like to know how we handle complaints, please ask for a copy of our complaints handling process. You can also find information about referring a complaint to the Financial Ombudsman Service (FOS) at financial-ombudsman.org.uk.

Registered in England and Wales. Company number 7640762

Burnley Savings and Loans Limited is authorised and regulated by the Financial Conduct Authority (FRN: 717019).

We act as a credit broker and a lender. We can introduce you to a limited number of lenders who may be able to offer you finance facilities for your purchase, We will only introduce you to these lenders. We will receive a commission payment from the finance provider if you decide to enter into an agreement with them. Your interest rate is determined by several factors such as the age of the vehicle, the amount you borrow and the terms of the agreement. These factors may affect the commission we receive from the lender for any agreement that is entered. We will provide customers with a written breakdown of any commission paid by the lender prior to a signing of the credit agreement, which you will acknowledge the presence thereof.

Rates from 10.9%: The actual APR offered is subject to status and is based on your individual circumstances on application. Representative example: Borrowing £7,500.00 over 4-years with a representative APR of 22.1%, the amount payable would be £224.38 per month, with a total cost of credit of £3,270.24 and a total amount repayable of £10,970.24.

If you would like to know how we handle complaints, please ask for a copy of our complaints handling process. You can also find information about referring a complaint to the Financial Ombudsman Service (FOS) at financial-ombudsman.org.uk.

Registered in England and Wales. Company number 7640762