Looking For A Fairer Loan

You Can "Bank on Dave!" That You Get The Right Help


Car Finance Loans - Hitting the road without hitting a wall

Whether you need a new motor or a second-hand gem, we’ll help you spread the cost with affordable finance — even if your credit’s not perfect.

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We’ve seen the stress people go through every time they need a bit of help — filling out endless forms, waiting for decisions, and never quite knowing what they’ll get.

That’s why we work with FairLo, a cracking bit of financial tech that actually puts people first — just like we do here at Burnley Savings and Loans.

With FairLo, you agree a fair limit up front — think of it like your own personal pot. You only dip into it when you need to, whether it’s to fix the car, cover school costs, or help with a family emergency. No need to apply again. No stress. No delays. Just the money in your account — often within hours.

It’s like having a credit card — but fairer, cheaper, clearer, and without any of the hidden nasties.
You only pay for what you use, and you stay in control.

It’s flexible borrowing done the right way. No tricks. No fat cat profits. Just proper support when you need it, and every bit of interest goes back to good causes.

That’s what we call finance for the people. 💙


Car Finance Loans - Hit the road without hitting a wall.

Whether you need a new motor or a second-hand gem, we’ll help you spread the cost with affordable finance — even if your credit’s not perfect.

Home Improvement Loans - Fix up, not fall behind

Need a new boiler, kitchen upgrade, or just fancy making your home feel more like home? We’ve got you covered with fair finance made simple.

Need a new boiler, kitchen upgrade, or just fancy making your home feel more like home? We’ve got you covered with fair finance made simple.

Debt Consolidation Loans - Take control of your repayments

Roll your debts into one manageable monthly payment with a rate that won’t take the mick. Less stress, more clarity.

Roll your debts into one manageable monthly payment with a rate that won’t take the mick. Less stress, more clarity.

Wedding Loans - Celebrate your big day without the bIg worry

From venues to dresses to deposits — we’ll help you say “I do” without saying “I’m skint” afterwards.

From venues to dresses to deposits — we’ll help you say “I do” without saying “I’m skint” afterwards.

IVF & Fertility Treatment Loans - Because some dreams deserve support

We offer sensitive, fair finance to help cover fertility treatment — with discretion, understanding, and no judgment.

We offer sensitive, fair finance to help cover fertility treatment — with discretion, understanding, and no judgment.

Funeral Loans -Support when it matters most

If you’re facing unexpected funeral costs, we’re here to help you manage it with dignity, not debt.

If you’re facing unexpected funeral costs, we’re here to help you manage it with dignity, not debt.

Emergency Loans - Life happens. We get it, and we're here for you.

Whether it’s a broken fridge, a massive leak, an emergency bill or a sudden change, we offer fast, flexible loans to get you back on your feet.

Whether it’s a broken fridge, a massive leak, an emergency bill or a sudden change, we offer fast, flexible loans to get you back on your feet.

Education Loans - Invest in your future not just your fees

We support learning at every stage — from night school to vocational training — with fair loans that open doors.

We support learning at every stage — from night school to vocational training — with fair loans that open doors.

Holiday Loans - Go make memories. We’ll help with the money bit.

Whether it’s a UK break or a bucket-list trip, our holiday loans let you spread the cost without spiralling interest.

Whether it’s a UK break or a bucket-list trip, our holiday loans let you spread the cost without spiralling interest.

Unsecured finance options are provided by FairLo UK Limited T/A FairLo, who as a Lender not a Broker which is authorised and regulated by the Financial Conduct Authority as FAN: 989159. Registered Company Number: 13566128, Registered in England and Wales. Registered Address: The Grange Barn, Pikes End, Pinner, London HA52EX. The Information on this website is subject to the regulatory regime and is therefore targeted at consumers in the UK.

Burnley Savings and Loans Limited acts as a Broker to FairLo UK Limited.

COMMISSION DISCLOSURE: Burnley Savings and Loans Limited will receive a commission of 2.5% of the total credit limit on every written facility. This commission will not affect the amount you pay or the offers you receive.

Unsecured finance options are provided by FairLo UK Limited T/A FairLo, who as a Lender not a Broker which is authorised and regulated by the Financial Conduct Authority as FAN: 989159. Registered Company Number: 13566128, Registered in England and Wales. Registered Address: The Grange Barn, Pikes End, Pinner, London HA52EX. The Information on this website is subject to the regulatory regime and is therefore targeted at consumers in the UK.

Burnley Savings and Loans Limited acts as a Broker to FairLo UK Limited.

COMMISSION DISCLOSURE: Burnley Savings and Loans Limited will receive a commission of 2.5% of the total credit limit on every written facility. This commission will not affect the amount you pay or the offers you receive.

Unsecured finance options are provided by FairLo UK Limited T/A FairLo, who as a Lender not a Broker which is authorised and regulated by the Financial Conduct Authority as FAN: 989159. Registered Company Number: 13566128, Registered in England and Wales. Registered Address: The Grange Barn, Pikes End, Pinner, London HA52EX. The Information on this website is subject to the regulatory regime and is therefore targeted at consumers in the UK.

Burnley Savings and Loans Limited acts as a Broker to FairLo UK Limited.

COMMISSION DISCLOSURE: Burnley Savings and Loans Limited will receive a commission of 2.5% of the total credit limit on every written facility. This commission will not affect the amount you pay or the offers you receive.

Get Fairer Finance Today &
Help Us To Give More By Applying Below

Get Fairer Finance Today &
Help Us To Give More By Applying Below

LATEST NEWS

LATEST NEWS
LATEST NEWS

Our Story

When the big banks turned their backs on hard-working people after the financial crisis, Dave Fishwick decided to do something about it . In 2011 he founded Burnley Savings and Loans with one radical idea at its heart: finance should be fair for everyone, and every penny of profit should go to good causes . He proved that a bank could lend to local people on decent, common-sense terms and still make a positive difference in the community .

What do we mean by “fair” finance? For Dave, fair finance means always putting people before profit. It means we work with a range of partner lenders to find you the best deal we can – if one of them can offer a better rate or a more suitable loan than we can, we’ll make sure you get that option . It also means doing everything we can to help more folks get approved for loans that are affordable and responsible, rather than leaving people with nowhere to turn. And “fair” isn’t just a slogan – it’s a promise that we give back to the community. We don’t pocket the profits ourselves; every pound we earn is donated to local charities and good causes to help others . In short, Dave’s approach is about doing what’s right for you, the customer, every single time.

Since then, this fair approach to finance has helped thousands of people across the UK, showing that banking can put people first. Dave’s mission has even inspired the Netflix “Bank of Dave” films and sparked a growing movement of ethical lenders fighting for real change in the financial world . As Dave himself puts it, we have a duty to act in the very best interests of our customers at all times – proving that finance can be fair, and that when you “Bank on Dave,” you’re banking on something better for everyone.

When the big banks turned their backs on hard-working people after the financial crisis, Dave Fishwick decided to do something about it . In 2011 he founded Burnley Savings and Loans with one radical idea at its heart: finance should be fair for everyone, and every penny of profit should go to good causes . He proved that a bank could lend to local people on decent, common-sense terms and still make a positive difference in the community .

What do we mean by “fair” finance? For Dave, fair finance means always putting people before profit. It means we work with a range of partner lenders to find you the best deal we can – if one of them can offer a better rate or a more suitable loan than we can, we’ll make sure you get that option . It also means doing everything we can to help more folks get approved for loans that are affordable and responsible, rather than leaving people with nowhere to turn. And “fair” isn’t just a slogan – it’s a promise that we give back to the community. We don’t pocket the profits ourselves; every pound we earn is donated to local charities and good causes to help others . In short, Dave’s approach is about doing what’s right for you, the customer, every single time.

Since then, this fair approach to finance has helped thousands of people across the UK, showing that banking can put people first. Dave’s mission has even inspired the Netflix “Bank of Dave” films and sparked a growing movement of ethical lenders fighting for real change in the financial world . As Dave himself puts it, we have a duty to act in the very best interests of our customers at all times – proving that finance can be fair, and that when you “Bank on Dave,” you’re banking on something better for everyone.

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Years fighting for you

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Years fighting for you

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Years fighting for you

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Million in affordable loans

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Million in affordable loans

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Million in affordable loans

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Businesses helped

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Businesses helped

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Businesses helped

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Good causes supported

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Good causes supported

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Good causes supported

Get Fairer Finance Today &

Help Us To Give More By Applying Below

Get Fairer Finance Today &

Help Us To Give More By Applying Below

Why We Do This
WHERE OUR PROFITS GO

Why We Do This
WHERE OUR PROFITS GO

I sent an email asking for help to release me from being a mortgage prisoner. I didn't expect a response but to my surprise I was contacted by a Mortgage Avisor called James Adamson. James turned out to be my Knight in shining armour. He secured a Mortgage for me with Principality Building Society which has now completed and I am released from an interest only Mortgage. How I wish I had contacted the Bank of Dave sooner.

Margaret Ward

I sent an email asking for help to release me from being a mortgage prisoner. I didn't expect a response but to my surprise I was contacted by a Mortgage Avisor called James Adamson. James turned out to be my Knight in shining armour. He secured a Mortgage for me with Principality Building Society which has now completed and I am released from an interest only Mortgage. How I wish I had contacted the Bank of Dave sooner.

Margaret Ward

I sent an email asking for help to release me from being a mortgage prisoner. I didn't expect a response but to my surprise I was contacted by a Mortgage Avisor called James Adamson. James turned out to be my Knight in shining armour. He secured a Mortgage for me with Principality Building Society which has now completed and I am released from an interest only Mortgage. How I wish I had contacted the Bank of Dave sooner.

Margaret Ward

Helping real people obtain fair-rate loans that give back to society

Save yourself money. Help save and improve the lives of others.

Drone shot of a running track at night

Helping real people obtain fair-rate loans that give back to society

Save yourself money. Help save and improve the lives of others.

Drone shot of a running track at night

Helping real people obtain fair-rate loans that give back to society

Save yourself money. Help save and improve the lives of others.

Drone shot of a running track at night

Burnley Savings and Loans Limited is authorised and regulated by the Financial Conduct Authority (FRN: 717019).

We act as a credit broker and a lender. We can introduce you to a limited number of lenders who may be able to offer you finance facilities for your purchase, We will only introduce you to these lenders. We will receive a commission payment from the finance provider if you decide to enter into an agreement with them. Your interest rate is determined by several factors such as the age of the vehicle, the amount you borrow and the terms of the agreement. These factors may affect the commission we receive from the lender for any agreement that is entered. We will provide customers with a written breakdown of any commission paid by the lender prior to a signing of the credit agreement, which you will acknowledge the presence thereof.

Rates from 10.9%: The actual APR offered is subject to status and is based on your individual circumstances on application. Representative example: Borrowing £7,500.00 over 4-years with a representative APR of 22.1%, the amount payable would be £224.38 per month, with a total cost of credit of £3,270.24 and a total amount repayable of £10,970.24.

If you would like to know how we handle complaints, please ask for a copy of our complaints handling process. You can also find information about referring a complaint to the Financial Ombudsman Service (FOS) at financial-ombudsman.org.uk.

Registered in England and Wales. Company number 7640762

Burnley Savings and Loans Limited is authorised and regulated by the Financial Conduct Authority (FRN: 717019).

We act as a credit broker and a lender. We can introduce you to a limited number of lenders who may be able to offer you finance facilities for your purchase, We will only introduce you to these lenders. We will receive a commission payment from the finance provider if you decide to enter into an agreement with them. Your interest rate is determined by several factors such as the age of the vehicle, the amount you borrow and the terms of the agreement. These factors may affect the commission we receive from the lender for any agreement that is entered. We will provide customers with a written breakdown of any commission paid by the lender prior to a signing of the credit agreement, which you will acknowledge the presence thereof.

Rates from 10.9%: The actual APR offered is subject to status and is based on your individual circumstances on application. Representative example: Borrowing £7,500.00 over 4-years with a representative APR of 22.1%, the amount payable would be £224.38 per month, with a total cost of credit of £3,270.24 and a total amount repayable of £10,970.24.

If you would like to know how we handle complaints, please ask for a copy of our complaints handling process. You can also find information about referring a complaint to the Financial Ombudsman Service (FOS) at financial-ombudsman.org.uk.

Registered in England and Wales. Company number 7640762

Burnley Savings and Loans Limited is authorised and regulated by the Financial Conduct Authority (FRN: 717019).

We act as a credit broker and a lender. We can introduce you to a limited number of lenders who may be able to offer you finance facilities for your purchase, We will only introduce you to these lenders. We will receive a commission payment from the finance provider if you decide to enter into an agreement with them. Your interest rate is determined by several factors such as the age of the vehicle, the amount you borrow and the terms of the agreement. These factors may affect the commission we receive from the lender for any agreement that is entered. We will provide customers with a written breakdown of any commission paid by the lender prior to a signing of the credit agreement, which you will acknowledge the presence thereof.

Rates from 10.9%: The actual APR offered is subject to status and is based on your individual circumstances on application. Representative example: Borrowing £7,500.00 over 4-years with a representative APR of 22.1%, the amount payable would be £224.38 per month, with a total cost of credit of £3,270.24 and a total amount repayable of £10,970.24.

If you would like to know how we handle complaints, please ask for a copy of our complaints handling process. You can also find information about referring a complaint to the Financial Ombudsman Service (FOS) at financial-ombudsman.org.uk.

Registered in England and Wales. Company number 7640762