Find the right loan for you – without harming your credit score
You Can "Bank on Dave!" That You Get The Right Help
We have partnered with ClearScore, one of the UK’s most trusted credit platforms, to help you see loan options from a wide range of lenders
A partnership built around fairness and transparency
A Wide Range of Loan Options
High Street & Specialist Lenders
ClearScore compares loans from a broad panel of trusted lenders, not just one provider.
Options for Different Credit Histories
Whether you’ve got excellent credit or have faced challenges in the past, ClearScore aims to match you with suitable options.
Only See The Options You Are Eligible For
You will only see the options that you are eligible for
How It Works
WHY CHECK YOUR ELIGIBILITY WITH CLEARSCORE?
What Can You Finance?
Car Finance Loans - Hit the road without hitting a wall.
Whether you need a new motor or a second-hand gem, we’ll help you spread the cost with affordable finance — even if your credit’s not perfect.


Home Improvement Loans - Fix up, not fall behind
Debt Consolidation Loans - Take control of your repayments


Wedding Loans - Celebrate your big day without the bIg worry
Holiday Loans - Go make memories. We’ll help with the money bit.


Education Loans - Invest in your future not just your fees
Emergency Loans - Life happens. We get it, and we're here for you.

Benefits of unsecured personal loans
No assets at risk
Because the loan isn’t secured against your home or other assets, you won’t risk losing them if you run into difficulty. However, missed payments can still affect your credit record.
Flexible loan terms
Unsecured personal loans usually allow you to choose how long you want to repay the money, often between one and seven years. This flexibility can help you find repayments that fit your monthly budget. Keep in mind that longer terms usually mean paying more interest overall.
Clear, fixed repayments
Most unsecured loans come with fixed monthly repayments. This means you’ll know exactly how much you need to pay each month, helping you plan ahead.
Opportunity to build your credit history
Making repayments on time and in full can help demonstrate responsible borrowing, which may improve your credit profile over time and support future applications.
Things to consider before taking out a personal loan
A long-term commitment
When you take out a loan, you’re agreeing to repay it over a set period. Missing payments or defaulting can damage your credit score and make future borrowing more difficult.
Taking on additional debt
Personal loans can be used for many purposes, but it’s important to have a clear plan for how you’ll repay the money. Only borrow what you need, and make sure repayments are affordable alongside your other commitments.
Impact on your credit record
While paying on time can help your credit score, missed payments can harm it. If you go on to make a full application, the lender will usually carry out a hard credit check, which may temporarily affect your score.
Interest rates may be higher than secured loans
Because unsecured loans aren’t backed by an asset, interest rates can sometimes be higher than those on secured borrowing. Rates offered will depend on your individual circumstances and credit history.
Our Story
I sent an email asking for help to release me from being a mortgage prisoner. I didn't expect a response but to my surprise I was contacted by a Mortgage Avisor called James Adamson. James turned out to be my Knight in shining armour. He secured a Mortgage for me with Principality Building Society which has now completed and I am released from an interest only Mortgage. How I wish I had contacted the Bank of Dave sooner.
Margaret Ward














